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EXIM BANK MALAYSIA
24 A Vision to Serve Empowering Growth Management Discussion and Analysis
ANNUAL REPORT 2023
STRATEGIC DIRECTION

STRATEGIC IMPLEMENTATION STRATEGY 2024

FOSTERING COLLABORATION AND EMBRACING “IHSAN” BANKING: A COMMITMENT
EXPANDING OFFERINGS TO ETHICAL AND SOCIAL RESPONSIBILITY

Malaysia’s export sector continues to witness promising
opportunities and sustained demand. Aligned with its Ihsan Banking epitomises a core principle of Islamic
mission, EXIM Bank aspires to be the government’s key finance, advocating for ethical and socially responsible
ally in driving industry growth, fostering collaboration banking practices. Rooted in Islamic teachings,
with fellow development banks and agencies. the concept of “Ihsan” encapsulates the notion
of excellence and the pursuit of what is beautiful,
The Bank’s dedication to become the preferred financial particularly in the realm of financial transactions.
institution for Malaysian businesses seeking international
expansion remains resolute. It provides comprehensive
financing, facilities, insurance coverage and advisory Unlike conventional banking, Ihsan Banking transcends mere
services to support businesses in their global endeavours. adherence to Shariah principles, urging financial institutions to
elevate their operations by incorporating a higher standard of
As it charts a course towards growth and sustainability in moral and ethical considerations.
the FY2023, EXIM Bank is poised to enhance its impact by
expanding into new focus sectors and further diversifying As EXIM Bank progresses towards embracing Islamic banking
its finance product suite through various programmes. principles and intertwining them with sustainability initiatives,
This strategic endeavour is underpinned by a the strategic theme of Ihsan Banking resonates seamlessly.
revenue-centric approach, emphasising project and This alignment underscores a commitment to become a more
service excellence across a spectrum of successful sectors, conscientious and responsible financial institution.
th
in alignment with the targets outlined in the 12 Malaysia
Plan (RMK-12). By embracing the principles of Ihsan Banking, EXIM Bank aims
to not only uphold the tenets of Islamic finance but also
Furthermore, EXIM Bank is committed to prioritising and to cultivate a culture of integrity, empathy and societal
enhancing customer focus, thereby bolstering the Bank’s stewardship. Through concerted efforts, the Bank seeks to
capacity to support the evolving needs of businesses. contribute meaningfully to the advancement of a more ethical
By optimising finance utilisation and nurturing a robust and sustainable financial ecosystem for the benefit of all
pipeline of potential customers, EXIM Bank aims to stakeholders.
foster sustainable growth and contribute meaningfully to
Beyond its mandated roles as financiers and providers of
Malaysia’s economic prosperity.
takaful/insurance services, EXIM Bank aspires to assume a
deeper role in safeguarding the well-being of Malaysians and
fostering the overall economic prosperity of Malaysia.