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EXIM BANK MALAYSIA
           24                                      A Vision to Serve      Empowering Growth  Management Discussion and Analysis
               ANNUAL REPORT 2023
          STRATEGIC DIRECTION









             STRATEGIC IMPLEMENTATION                             STRATEGY 2024

           FOSTERING COLLABORATION AND                         EMBRACING “IHSAN” BANKING: A COMMITMENT
           EXPANDING OFFERINGS                                 TO ETHICAL AND SOCIAL RESPONSIBILITY

           Malaysia’s export sector continues to witness promising
           opportunities and sustained demand. Aligned with its   Ihsan Banking epitomises a core principle of Islamic
           mission,  EXIM  Bank  aspires  to  be  the  government’s  key   finance, advocating for ethical and socially responsible
           ally in driving industry growth, fostering collaboration    banking practices. Rooted in Islamic teachings,
           with fellow development banks and agencies.           the concept of “Ihsan” encapsulates the notion
                                                                 of excellence and the pursuit of what is beautiful,
           The  Bank’s  dedication  to  become  the  preferred  financial   particularly in the realm of financial transactions.
           institution for Malaysian businesses seeking international
           expansion remains resolute. It provides comprehensive
           financing,  facilities,  insurance  coverage  and  advisory   Unlike  conventional  banking,  Ihsan  Banking  transcends  mere
           services to support businesses in their global endeavours.  adherence to Shariah principles, urging financial institutions to
                                                               elevate their operations by incorporating a higher standard of
           As it charts a course towards growth and sustainability in   moral and ethical considerations.
           the FY2023, EXIM Bank is poised to enhance its impact by
           expanding into new focus sectors and further diversifying   As EXIM Bank progresses towards embracing Islamic banking
           its  finance  product  suite  through  various  programmes.     principles and intertwining them with sustainability initiatives,
           This   strategic   endeavour   is   underpinned   by   a     the strategic theme of Ihsan Banking resonates seamlessly.
           revenue-centric approach, emphasising project and   This alignment underscores a commitment to become a more
           service excellence across a spectrum of successful sectors,    conscientious and responsible financial institution.
                                                  th
           in alignment with the targets outlined in the 12  Malaysia
           Plan (RMK-12).                                      By embracing the principles of Ihsan Banking, EXIM Bank aims
                                                               to  not  only  uphold  the  tenets  of  Islamic  finance  but  also
           Furthermore, EXIM Bank is committed to prioritising and   to cultivate a culture of integrity, empathy and societal
           enhancing customer focus, thereby bolstering the Bank’s   stewardship.  Through  concerted  efforts,  the  Bank  seeks  to
           capacity to support the evolving needs of businesses.    contribute meaningfully to the advancement of a more ethical
           By  optimising  finance  utilisation  and  nurturing  a  robust   and  sustainable  financial  ecosystem  for  the  benefit  of  all
           pipeline  of potential  customers, EXIM  Bank  aims to   stakeholders.
           foster sustainable growth and contribute meaningfully to
                                                               Beyond  its  mandated  roles  as  financiers  and  providers  of
           Malaysia’s economic prosperity.
                                                               takaful/insurance  services,  EXIM  Bank aspires to  assume  a
                                                               deeper role in safeguarding the well-being of Malaysians and
                                                               fostering the overall economic prosperity of Malaysia.
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