Page 107 - EXIM_AR2021

ANNUAL REPORT 2021 105

STATEMENTS OF CASh FLOWS

For the year ended 31 December 2021

Group Bank
2021 2020 2021 2020
RM’000 RM’000 RM’000 RM’000

Cash flows from operating activities
Profit before taxation 51,107 51,150 51,107 51,150
Adjustments for:
ECL Stage 3 loans, advances and financing (Note 32)
- Charged for the year 153,796 178,706 153,796 178,706
- Written back during the year (356,178) (520,790) (356,178) (520,790)
ECL Stage 1 and 2 loans, advances and financing (Note 32)
- Allowances during the year 99,141 175,654 99,141 175,654
Allowance on financial investments (Note 34) 3,145 42,584 3,145 42,584
(Writeback)/Allowance on commitment and contingencies
(Note 33) (19,754) 2,833 (19,754) 2,833
Allowances for other assets (Note 35) - 624 - 624
Claim and guarantee
- Charged for the year - 4,023 - 4,023
- Written back during the year (7,945) (925) (7,945) (925)
Depreciation
- Property and equipment 3,043 4,445 3,043 4,445
- Investment properties 18 18 18 18
- Right of use assets 1,184 247 1,184 247
Amortisation of intangible assets 1,086 1,643 1,086 1,643
Gain on disposal of equipment 2 (39) 2 (39)
Gain on termination of lease contracts - 8 - 8
Asset written-off 4,462 - 4,462 -
Unrealised foreign exchange gain 106,501 (5,576) 106,501 (5,576)
Unrealised gain on derivatives 66,511 (104,350) 66,511 (104,350)
Unrealised loss on MTN/Sukuk (82,530) 40,429 (82,530) 40,429
Additional doubtful debt for insurance 166 122 166 122
Amortisation of premium less accretion of discount (1,587) (1,527) (1,587) (1,527)
Premium liabilities (956) (3,680) (956) (3,680)

Operating gain/(loss) before changes in working capital 21,212 (134,401) 21,212 (134,401)