Page 163 - EXIM-Bank_Annual-Report-2023

Management Discussion and Analysis Ensuring Sustainability Commitment to Lead Upholding Accountability Financial Statements 161

Notes to the fiNaNcial statemeNts

18. rIGhT-oF-uSE ASSETS
Group and Bank
2023 2022
rM’000 rM’000
Cost
At 1 January 7,032 6,957
Additions 488 75
At 31 December 7,520 7,032

Accumulated depreciation
At 1 January 3,346 1,950
Charged for the year (Note 30) 1,586 1,396
At 31 December 4,932 3,346

Carrying amount 2,588 3,686

19. BorroWINGS
Group and Bank
2023 2022
rM’000 rM’000
Term loans/Revolving credits - unsecured 644,133 529,043
Medium Term Notes(“MTN”)/Sukuk 2,052,324 2,681,705
Syndication financing 1,145,049 1,312,094
3,841,506 4,522,842

Group and Bank
2023 2022
rM’000 rM’000

(i) Term loans/Revolving credits - unsecured
Repayable within one year 440,643 528,775
One year to three years 203,490 -
Three years to five years (Note(n)) - 268
644,133 529,043

(ii) Medium Term Notes(“MTN”)/Sukuk
Repayable within one year - 803,743
One year to three years 91,757 87,736
Three years to five years 1,540,049 1,398,997
Over five years 420,518 391,229
2,052,324 2,681,705