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EXIM BANK MALAYSIA                                                                               ANNUAL REPORT 2024

             4 ENSURING SUSTAINABILITY                                                                             33








            Through this process, the Bank identified the following material matters as most relevant to its operations and overall sustainability
            performance.

              Ranking        Material Matters & Description                        Impact Creation
                 1                Customer Experience:        EXIM  Bank  invests  in employees and customers  training to
                                  Dedicated to delivering     uphold fair dealing in line with its core values. For green transition,
                                  excellent customer service by   the bank incorporates assessments on biodiversity, climate risks,
                                  building strong relationships   and engages with high-emission  sectors  to support  their shift
                                  and treating all customers fairly   to sustainable practices  while developing  decarbonisation
                                  in line with our Treat Customers   strategies.
                                  Fairly Charter.

                 2                Digitalisation & Transformation:  In 2024, EXIM Bank advanced its digitalisation and transformation
                                  Improving operations by     by  upgrading its  core  banking system  for better integration  and
                                  investing in digital technologies   security, expanding  digital touchpoints  to enhance  customer
                                  to build a modern, integrated   experience,  and adopting  data-driven approaches  to improve
                                  banking system.             performance and decision-making.

                 3                Business Ethics & Compliance:  EXIM  Bank’s  zero-tolerance  approach to bribery  and corruption
                                  Promoting transparency,     is reinforced  through  the  implementation  of an Anti-Bribery
                                  accountability, and integrity   Management  System  (ABMS–ISO  37001:2016),  ensuring  that  all
                                  through strong governance,   dealings with customers are conducted with integrity and fairness.
                                  ethical practices, and
                                  compliance to protect
                                  stakeholders and support
                                  long-term sustainability.

                 4                Human Rights:               EXIM  Bank  has  committed  to  complying  with  applicable  laws
                                  Upholding human rights by   and regulations related to human rights and fair labour practices.
                                  enforcing social standards, fair   The Bank safeguards the rights of all stakeholders, ensuring it does
                                  labour practices, and integrating   not engage in  business relationships with  customers  involved  in
                                  human rights considerations   activities such  as bribery, child or forced  labour, modern  slavery,
                                  into project financing decisions.  human  trafficking,  illegal  deforestation,  or  any  activities  deemed
                                                              illegal under country laws and regulations.

                 5                Occupational Health & Safety:  EXIM Bank prioritises employee welfare by creating a healthy, safe,
                                  Prioritising employees      and inclusive workplace environment, focusing on building a strong
                                  well-being through protocols   sustainability culture within the bank.
                                  and programmes that ensure
                                  a safe, healthy, and injury-free
                                  workplace.

                 6                Diversity & Inclusion:      EXIM Bank is committed to fostering a healthy, safe, and inclusive
                                  Promoting a diverse,        workplace by  upholding  human rights, promoting  fair  labour
                                  inclusive workplace with    practices, and ensuring equal opportunities without discrimination
                                  equal opportunities and     based  on  gender,  age,  culture,  disability,  or  nationality.  The  Bank
                                  zero discrimination across    also aligns its sustainability efforts with human rights principles,
                                  all backgrounds.            integrating policies that safeguard individual rights and fair labour
                                                              standards into its operations and culture.

                 7                Data Privacy & Security:    The  Bank  implemented  a  robust  cybersecurity  framework,
                                  Protecting the Bank from    including  a  Cyber Security  Policy and Cyber Crisis Management
                                  cyber risks through strong   Plan,  to  effectively  detect  and  respond  to  cyber  threats.  Its  Data
                                  frameworks and enhanced     Centre and Disaster Recovery Site also achieved ISO 27001:2023
                                  measures to ensure customer   certification,  reflecting  adherence  to  international  information
                                  data privacy.               security standards.
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