Frequently
Asked Questions

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    FAQ
1. What is Financing Solution offered by the Bank?

It is a comprehensive financing solution available to the eligible customer who ventured into a project/contract or investment at the foreign country. The solution is available under Shariah-compliant and Conventional facility.

We provide two (2) types of financing/loan to cater for the customer’s need and requirements;

 

  • Term Financing/Loan
    • Suitable for your business expansion (Capital Expenditure and Working Capital),
    • Financing your contract, project, investment requirement abroad
    • Perfect for your purchase of strategic goods
  • Revolving Credit-i/Revolving Credit
    • Tailored for your working capital requirement
  • Malaysian-owned or controlled company incorporate in Malaysia
  • Registered under Companies Act 2016
  • Malaysian Supplier/Contractor/Investor
  • Minimum 5 years in the business

You may direct your application to us by clicking the following links or drop us a call at 03 2601 2000;

1. What is the Bank’s Trade Finance Solution?

It is a comprehensive Trade Finance Solution available to eligible customers that deals with sales and purchase of goods in the international trade transaction which includes financing and services for pre and post-shipment and guarantee solutions. The solution is available under Shariah-compliant and Conventional facility.

  • Financial Guarantee
  • Non-Financial Guarantee
  • Financial Standby Letter of Credit
  • Non-Financial Standby Letter of Credit
  • Malaysian-owned or controlled company incorporate in Malaysia
  • Registered under Companies Act 2016
  • Involved in export and import business
  • Minimum 5 years in the business

Letter of Credit is a secured means of ensuring that prompt payment for the export goods in international market.

1. What is Export Protection Solution?

Its an utmost essential protection instrument for Malaysian Exporters in mitigating the risk of non-payment by buyers as a result of commercial and/or political risks and available under Islamic and Conventional facility.

  • Peace of mind as the payment from the domestic/overseas buyer is assured
  • Enabling Malaysian Exporters to seek new markets
  • Credit enhancement for your financing/loan facility
  • Double Deduction Tax relief for contribution/premium paid
  • Share of profit from investment (Credit Takaful only)

We provide two (2) types of credit takaful/insurance

  • Short-Term Credit Takaful / Insurance
  • Medium / Long Term Credit Takaful / Insurance
  • Malaysian-owned or controlled company incorporate in Malaysia
  • Registered under Companies Act 2016
  • Licensed Islamic Financial Institutions/Financial Institutions under IFSA/FSA 2013 (for Bankers Trade Credit Takaful/Insurance)

You may direct your application to us by clicking the following links or drop us a call at 03 2601 2000 ;

1. What is Treasury Solution?

Stay ahead of the curve and optimize your liquidity, risk management, and payments through our comprehensive Treasury Solution.

  • Helps Malaysian exporters manage foreign exchange risks by providing tools to hedge currency fluctuations, ensuring stable and predictable cash flows.
  • Enabling exporters to optimize their working capital, monitor cash positions in real-time, and make informed financial decisions.
  • Ensure that Malaysian exporters can meet their financial obligations and invest in growth opportunities efficiently.

We provide two (2) types of solution

  • Money Market Instrument
  • Hedging Instrument
  • Commodity Murabahah Deposit-i
  • Money Market Deposit
  • Forward Foreign Exchange-i
  • Forward Foreign Exchange

Eligible counterparties listed under Schedule 2 of Islamic Financial Services Act 2013 (IFSA 2013) and Large Corporates

Currently, the Bank offer Money Market Instrument denominated in Ringgit.

  • Malaysian-owned or controlled company incorporate in Malaysia
  • Registered under Companies Act 2016
  • Financing Customer with foreign currency exposure

You may direct your application to us by clicking the following links or drop us a call at 03 2601 2000;

  • Fast approval and simplified process facilitates your business growth at the overseas presence
  • Provides additional working capital for your business activities
  • Enjoy special financing rate during the campaign period
  • Secure your international trade transaction and settlement
  • Support the indirect exporter/vendor development

Generally, the main difference are;

  • Fast turnaround time for the approval and disbursement of the financing
  • Simplified process and document requirement
  • Special financing rate during the campaign period
  • Specific financing limit and target market
  • No collateral is required as the financing is guaranteed by CGC/SJPP or Credit Risk is mitigated by the payment received from the Anchor Company (Go-Export ACE and Vendor Financing Scheme/-i only)

All approved products and services offered by the Bank.

You may direct your application to us here or drop us a call at 03 2601 2000.