Page 236 - EXIM_AR2021

234 FINANCIAL EXIM BANK MALAYSIA
STATEMENTS

Notes to the fiNaNcial statemeNts

44. islamic bUsiness fUnDs (cOnt’D.)

Notes to the financial statements for Islamic business fund and Takaful fund for the financial year ended 31 December 2021
(cont’d.)
(q) Liquidity risk management (cont’d.)

The following tables show the contractual undiscounted cash flow payable for non-derivatives financial liabilities.
The financial liabilities in the tables below do not agree to the balances in the statement of financial position as the
tables incorporate all contractual cash flows, on an undiscounted basis, relating to both principal and interest payments.
The maturity profile does not necessarily reflect behavioural cash flows. (cont’d.)
On Less than 3 to 12 1 to 5 Over 5
Islamic business demand 3 months months years years Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

2020
Derivative financial instruments - - - - - -

Non-derivative financial liabilities
Borrowings - 642,361 - 1,476,650 - 2,119,011
Other liabilities 1,809,590 - - - - 1,809,590
Total financial liabilities 1,809,590 642,361 - 1,476,650 - 3,928,601

Commitments and contingencies
Banking operation commitments
Contracted but not provided for:
Guarantee facility 20,460 - - - - 20,460
Letter of credit 198 - - - - 198
Undrawn loans and financing - 531,680 353,102 63,733 87,106 1,035,621

20,658 531,680 353,102 63,733 87,106 1,056,279
Insurance operation commitments
Contracted but not provided for:
Within one year - - 454,725 - - 454,725
One year or later and no later
than five years - - - 168,714 - 168,714

- - 454,725 168,714 - 623,439

Total commitments and
contingencies 20,658 531,680 807,827 232,447 87,106 1,679,718