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ANNUAL REPORT 2021 231

Notes to the fiNaNcial statemeNts

44. islamic bUsiness fUnDs (cOnt’D.)

Notes to the financial statements for Islamic business fund and Takaful fund for the financial year ended 31 December 2021
(cont’d.)
(q) Liquidity risk management

Measurement
Table below analyses assets and liabilities of the Islamic business’s according to their contractual maturity:

On Less than 3 to 12 1 to 5 Over 5
Islamic business demand 3 months months years years Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

2021
Assets
Cash and bank balances 5,647 - - - - 5,647
Deposits and placements with
banks and other financial
institutions - 858,705 - - - 858,705
Financial Investment - - 302,787 310,838 193,561 807,186
Loans, advances and financing - 66,123 764,916 417,412 376,422 1,624,873
Other assets 5,090 - - - - 5,090
Total assets 10,737 924,828 1,067,703 728,250 569,983 3,301,501

Liabilities
Borrowings - 399,675 187,430 1,325,793 - 1,912,898
Other liabilities 688,616 - - - - 688,616
Total liabilities 688,616 399,675 187,430 1,325,793 - 2,601,514

Net maturity mismatch (677,879) 525,153 880,273 (597,543) 569,983 699,987