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Management Discussion and Analysis  Ensuring Sustainability  Commitment to Lead  Upholding Accountability  Financial Statements  11




























            LEGAL &
            GOVERNANCE                  FINANCE &                   SHARIAH
            DIVISION                    TREASURY                    MANAGEMENT




             LEGAL                        FINANCE &
                                          ACCOUNTING


             GOVERNANCE,                  TREASURY
             POLICY &
             METHODS

             ASSET
             REHABILITATION
             & RECOVERY















            CORPORATE             AUDIT &               INTEGRITY &           COMPLIANCE            RISK
            SECRETARIAL           ASSURANCE             INVESTIGATION                               MANAGEMENT






             CREDIT                 MARKET                SHARIAH,              RESEARCH &            INFORMATION
             RISK                   RISK                  OPERATIONAL &         ADVISORY              SECURITY
                                                          CLIMATE RISK
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