Page 243 - Exim iar24_Ebook

EXIM BANK MALAYSIA ANNUAL REPORT 2024

7 FINANCIAL STATEMENTS 241
NOTES TO THE FINANCIAL STATEMENTS

44. ISLAMIC BUSINESS (cont’d)
Notes to the financial statements for Islamic business fund and Takaful fund for the financial year ended 31 December 2024
(cont’d)

(s) Liquidity risk management (cont’d)
The following tables show the contractual undiscounted cash flow payable for financial liabilities and banking
operation commitments. The financial liabilities in the tables below do not agree to the balances in the statement of
financial position of Islamic Business as the tables incorporate all contractual cash flows, on an undiscounted basis,
relating to both principal and profit payments. The maturity profile does not necessarily reflect behavioural cash flows.
No specific Less than 3 to 12 1 to 5 Over 5
maturity 3 months months years years Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Islamic business fund

2024
Non-derivative financial liabilities
Financing payable - - 871,033 291,031 - 1,162,064
Deposit from corporate a
customer - 10,005 - - - 10,005
Other liabilities 543,124 - - - - 543,124

Total financial liabilities 543,124 10,005 871,033 291,031 - 1,715,193

Commitments and contingencies
Contracted but not provided for:
Guarantee facility 5,193 - - - - 5,193
Undrawn loans and financing 766,024 - - - - 766,024
Total commitments and
contingencies 771,217 - - - - 771,217

2023
Non-derivative financial liabilities
Financing payable - - 173,023 1,446,277 - 1,619,300
Other liabilities 589,727 - - - - 589,727
Total financial liabilities 589,727 - 173,023 1,446,277 - 2,209,027

Commitments and contingencies
Banking operation commitments
Contracted but not provided for:
Guarantee facility 2,152 - - - - 2,152
Letter of credit 286 - - - - 286
Undrawn loans and financing 908,778 - - - - 908,778
Total commitments and
contingencies 911,216 - - - - 911,216