Page 241 - EXIM-Bank_Annual-Report-2022

A VISION COMMITMENT EMPOWERING ENSURING ENHANCING FINANCIAL
TO SERVE TO LEAD GROWTH SUSTAINABILITY GOVERNANCE STATEMENTS 239

Notes to the fiNaNcial statemeNts

46. ISLaMIC BUSINESS FUNDS (cont’d.)
Notes to the financial statements for Islamic business fund and Takaful fund for the financial year ended 31 December
2022 (cont’d.)
(r) Liquidity risk management (cont’d.)
The following tables show the contractual undiscounted cash flow payable for non-derivatives financial liabilities. The
financial liabilities in the tables below do not agree to the balances in the statement of financial position as the tables
incorporate all contractual cash flows, on an undiscounted basis, relating to both principal and interest payments. The
maturity profile does not necessarily reflect behavioural cash flows (cont’d.).
On Less than 3 to 12 1 to 5 Over 5
Islamic business demand 3 months months years years total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
2021
Non-derivative financial liabilities
Borrowings - 399,675 187,430 1,325,793 - 1,912,898
Other liabilities 688,616 - - - - 688,616
Total financial liabilities 688,616 399,675 187,430 1,325,793 - 2,601,514

Commitments and contingencies
Banking operation commitments
Contracted but not provided for:
Guarantee facility 3,450 - - - - 3,450
Letter of credit 645 - - - - 645
Undrawn loans and financing 405,718 35,000 225,621 79,508 70,302 816,149
409,813 35,000 225,621 79,508 70,302 820,244

Insurance operation commitments
Contracted but not provided for:
Within one year - - 319,069 - - 319,069
One year or later and no
later than five years - - - 174,930 - 174,930
- - 319,069 174,930 - 493,999

Total commitments and
contingencies 409,813 35,000 544,690 254,438 70,302 1,314,243