Page 240 - EXIM-Bank_Annual-Report-2022

238 eXIM BANK MALAYsIA ANNUAL REPORT 2022

Notes to the fiNaNcial statemeNts

46. ISLaMIC BUSINESS FUNDS (cont’d.)
Notes to the financial statements for Islamic business fund and Takaful fund for the financial year ended 31 December
2022 (cont’d.)
(r) Liquidity risk management (cont’d.)
The following tables show the contractual undiscounted cash flow payable for non-derivatives financial liabilities. The
financial liabilities in the tables below do not agree to the balances in the statement of financial position as the tables
incorporate all contractual cash flows, on an undiscounted basis, relating to both principal and interest payments. The
maturity profile does not necessarily reflect behavioural cash flows.
On Less than 3 to 12 1 to 5 Over 5
Islamic business demand 3 months months years years total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
2022
Non-derivative financial liabilities
Borrowings - 388,237 87,737 1,312,361 - 1,788,335
Other liabilities 580,984 - - - - 580,984
Total financial liabilities 580,984 388,237 87,737 1,312,361 - 2,369,319

Commitments and contingencies
Banking operation commitments
Contracted but not provided for:
Guarantee facility 2,152 - - - - 2,152
Letter of credit 1,500 - - - - 1,500
Undrawn loans and financing 84,966 - 296,346 48,108 11,848 441,268
88,618 - 296,346 48,108 11,848 444,920

Insurance operation commitments
Contracted but not provided for:
Within one year - - 326,097 - - 326,097
One year or later and no
later than five years - - - 184,380 - 184,380
- - 326,097 184,380 - 510,477

Total commitments and
contingencies 88,618 - 622,443 232,488 11,848 955,397