Page 249 - EXIM-Bank_Annual-Report-2023

Management Discussion and Analysis Ensuring Sustainability Commitment to Lead Upholding Accountability Financial Statements 247

Notes to the fiNaNcial statemeNts

45. ISLAMIC BuSINESS FuNDS (cont’d)
Notes to the financial statements for Islamic business fund and Takaful fund for the financial year ended 31 December 2023
(cont’d)
(r) Liquidity risk management (cont’d)
Measurement (cont’d)

The following tables show the contractual undiscounted cash flow payable for non-derivatives financial liabilities.
The financial liabilities in the tables below do not agree to the balances in the statement of financial position as the
tables incorporate all contractual cash flows, on an undiscounted basis, relating to both principal and profit payments.
The maturity profile does not necessarily reflect behavioural cash flows. (cont’d)
on Less than 3 to 12 1 to 5 over 5
demand 3 months months years years Total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
Islamic business
2022

Non-derivative financial liabilities
Borrowings - 388,237 95,153 1,312,361 - 1,795,752
Other liabilities 580,984 - - - - 580,984
Total financial liabilities 580,984 388,237 95,153 1,312,361 - 2,376,736

Commitments and contingencies
Banking operation commitments
Contracted but not provided for:
Guarantee facility 2,152 - - - - 2,152
Letter of credit 1,500 - - - - 1,500
Undrawn loans and financing 84,966 - 296,346 48,108 11,848 441,268
88,618 - 296,346 48,108 11,848 444,920

Insurance operation commitments
Contracted but not provided for:
Within one year - - 326,097 - - 326,097
One year or later and no later
than five years - - - 184,380 - 184,380
- - 326,097 184,380 - 510,477

Total commitments
and contingencies 88,618 - 622,443 232,488 11,848 955,397