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Management Discussion and Analysis  Ensuring Sustainability  Commitment to Lead  Upholding Accountability  Financial Statements  249


            Notes to the fiNaNcial statemeNts









                            Total   rM’000   restated  87,336  2,517  73,492  (52,401)  110,944  (71,442)  39,502  5,155  20,426  (126,025)  (23)  (60,965)  -  (60,965)






                      Business segments  Insurance   and   Takaful   rM’000  restated  -   2,517   -   -   2,517   (1,603)   914   -   -   -   -   914   -   914
                    2022    Support   rM’000  -   -   -   (62)   (62)   (57,856)   (57,918)   -   -   (126,025)   -   (183,943)      (183,943)







                            Banking   rM’000  87,336   -   73,492   (52,339)   108,489   (11,983)   96,506   5,155   20,426   -   (23)   122,064      122,064
                  Group and Bank  Total   rM’000  31,821   14,071   43,030   (51,891)   37,031   (91,393)   (54,362)   98,567   3,058   585   -   47,848   (10,818)      37,030










                      Business segments   Support   rM’000  -   -   -   (2,452)   (2,452)   (75,847)   (78,299)   -   -   585   -   (77,714)      (77,714)

                    2023  Insurance  and  Takaful   rM’000  -   14,071   -   -   14,071   (3,253)   10,818   -   -   -   -   10,818   (10,818)   -







                            Banking   rM’000  31,821   -   43,030   (49,439)   25,412   (12,293)   13,119      98,567   3,058   -   -   114,744      114,744


              SEGMENT INForMATIoN (cont’d)  Net interest income  Insurance/takaful service results  Income from Islamic business   Other (losses)/income   Net income/(loss)   Overhead expenses   Operating profit/(loss)  Writeback/(Allowance) for ECL on  loans, advances and financing  Writeback for ECL on commitment   and contingencies  Allowance for ECL on financial   Allowances for ECL on other assets   Surplus attributable to   takaful participants   Net profit/(loss) for the year   - Grou



















              46.                                               investments
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