Page 181 - EXIM-BANK-AR20

Section 06 Financial Statements
179

42. FINANCIAL RISK MANAGEMENT POLICIES (CONT’D.)
Liquidity risk management (cont’d.)

On Less than 3 to 12 1 to 5 Over 5
Group and Bank demand 3 months months years years Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

2019
Derivative financial liabilities instruments - 28,363 80,517 634,629 65,537 809,046

Non-derivative financial liabilities
Borrowings - 2,435,288 498,132 4,546,489 600,049 8,079,958
Other liabilities 486,688 - - - - 486,688
Total financial liabilities 486,688 2,435,288 498,132 4,546,489 600,049 8,566,646

Commitments and contingencies
Banking operation commitments
Contracted but not provided for:
Guarantee facility 336,306 - - - - 336,306
Letter of credit 5,598 - - - - 5,598
Undrawn loans and financing 3,662 448,504 610,470 69,844 332,002 1,464,48
345,566 448,504 610,470 69,844 332,002 1,806,386

Insurance operation commitments
Contracted but not provided for:
Within one year - - 739,232 - - 739,232
One year or later and no later
than five years - - - 483,275 - 483,275

- - 739,232 483,275 - 1,222,507
Total commitments and
contingencies 345,566 448,504 1,349,702 553,119 332,002 3,028,893