Page 191 - EXIM-Bank_Annual-Report-2023

Management Discussion and Analysis Ensuring Sustainability Commitment to Lead Upholding Accountability Financial Statements 189

Notes to the fiNaNcial statemeNts

43. FINANCIAL rISk MANAGEMENT PoLICIES (cont’d)
Asset liability management (cont’d)

Measurement (cont’d)
The table below shows the Group’s and the Bank’s interest rate risk exposure based on contractual re-pricing gap: (cont’d)

Less than 3 to 12 1 to 5 over 5 Non-interest
3 months months years years bearing Total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
Bank

2023
Assets
Cash and bank balances - - - - 15,744 15,744
Deposits and placement
with banks and other
financial institutions 1,954,616 18,360 - - - 1,972,976
Financial investments
at fair value through
profit or loss - - - - 6,377 6,377
Financial investments
at fair value through other
comprehensive income - 71,107 240,813 189,275 - 501,195
Financial investments
at amortised cost - - 182,691 51,104 - 233,795
Loans, advances and financing 91,552 94,688 1,490,296 896,057 587,874 3,160,467
Reinsurance contract assets - - - - 9,872 9,872
Derivative financial instruments - 63 - - - 63
Other assets - - - - 190,013 190,013
Total assets 2,046,168 184,218 1,913,800 1,136,436 809,880 6,090,502

Liabilities and equity
Borrowings 363,798 1,223,694 1,834,136 419,878 - 3,841,506
Derivative financial instruments - 143,274 - - - 143,274
Insurance contract/takaful
certificates liabilities - - - - 36,837 36,837
Other liabilities - 1,165 1,521 - 494,790 497,476
Shareholders’ equity - - - - 1,571,409 1,571,409
Total liabilities and equity 363,798 1,368,133 1,835,657 419,878 2,103,036 6,090,502

Period gap 1,682,370 (1,183,915) 78,143 716,558 (1,293,156) -
Cumulative gap 1,682,370 498,455 576,598 1,293,156 - -