Page 198 - EXIM-Bank_Annual-Report-2023

EXIM BANk MALAySIA
196 A Vision to Serve Empowering Growth Management Discussion and Analysis
ANNUAL REPORT 2023
Notes to the fiNaNcial statemeNts

43. FINANCIAL rISk MANAGEMENT PoLICIES (cont’d)
Liquidity risk management (cont’d)

Measurement (cont’d)
on Less than 3 to 12 1 to 5 over 5
demand 3 months months years years Total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
Bank
2022 (Restated)

Liabilities
Borrowings - 528,775 2,290,477 1,312,361 391,229 4,522,842
Derivative financial instruments - 1,944 934 161,522 19,504 183,904
Insurance contract/takaful
certificates liabilities 55,012 - - - - 55,012
Other liabilities 434,877 - 1,338 2,459 - 438,674

Total liabilities 489,889 530,719 2,292,749 1,476,342 410,733 5,200,432

Net maturity mismatch (249,965) 2,314,492 (1,355,119) 133,214 703,230 1,541,739

The following tables show the contractual undiscounted cash flow payable for non-derivatives financial liabilities. The financial
liabilities in the tables below do not agree to the balances in the statement of financial position as the tables incorporate all
contractual cash flows, on an undiscounted basis, relating to both principal and interest payments. The maturity profile does
not necessarily reflect behavioural cash flows.
on Less than 3 to 12 1 to 5 over 5
demand 3 months months years years Total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
Group and Bank
2023

Non-derivative financial liabilities
Borrowings - 363,124 1,297,893 2,083,464 478,508 4,222,988
Insurance contract/takaful
certificates liabilities 36,837 - - - - 36,837
Other liabilities 430,656 - 1,165 1,521 - 433,342
Total financial liabilities 467,493 363,124 1,299,058 2,084,985 478,508 4,693,167