Page 203 - EXIM-Bank_Annual-Report-2023

Management Discussion and Analysis Ensuring Sustainability Commitment to Lead Upholding Accountability Financial Statements 201

Notes to the fiNaNcial statemeNts

43. FINANCIAL rISk MANAGEMENT PoLICIES (cont’d)
Credit risk exposure (cont’d)

Maximum
exposure to Collateral Net
credit risk value exposures
rM’000 rM’000 rM’000

Group and Bank
2022
Credit exposure for on-balance sheet assets:

Cash and bank balances 28,986 - 28,986
Deposits and placements with banks and other financial institutions 2,794,741 - 2,794,741

Financial investments 665,174 - 665,174
Loans, advances and financing 3,017,644 2,831,292 186,352

Reinsurance contract assets 13,204 - 13,204
Net derivative financial instruments 15,887 - -
Other assets excluding tax prepayment 66,179 - 66,179
6,601,815 2,831,292 3,754,636

Credit exposure for off-balance sheet assets:
Banking operations commitments 630,192 - 630,192
Insurance operations commitments
Short term 326,097 - 326,097
Medium/Long term 266,407 - 266,407
1,222,696 - 1,222,696
7,824,511 2,831,292 4,977,332