Page 140 - EXIM-Bank_Annual-Report-2022

138 eXIM BANK MALAYsIA ANNUAL REPORT 2022

Notes to the fiNaNcial statemeNts

9. LoANs, ADvANCes AND FINANCING (cont’d.)
(v) Gross loans, advances and financing analysed by industry are as follows:
Group and Bank
2022 2021
rM’000 rM’000
Primary agriculture 12,238 64,883
Manufacturing 1,013,168 846,191
Transport, storage and communication 721,697 1,643,676
Construction 748,997 952,851
Wholesale and retail trade, and restaurants and hotels 110,124 204,443
Others 2,155,275 1,588,587

4,761,499 5,300,631

(vi) Movements of gross impaired loans, advances and financing (“impaired loans”) are as follows:
Group and Bank
2022 2021
rM’000 rM’000
At 1 January 2,096,575 2,382,477
Impaired during the year 227,286 207,592
Reclassified as non-impaired - (126,861)
Recoveries (111,860) (202,634)
Amount written off (310,757) (150,348)
Exchange differences 123,249 (13,651)

2,024,493 2,096,575

Gross impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 42.52% 39.55%
- without ECR debtors 43.24% 39.79%
Net impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 11.73% 12.19%
- without ECR debtors 11.93% 12.27%
(vii) Gross impaired loans, advances and financing analysed by geographical area are as follows:

Group and Bank
2022 2021
rM’000 rM’000
Malaysia 315,647 469,317
East Asia 1,045,488 1,031,535
South Asia 63,836 63,912
Central Asia 354,347 335,393
Middle East 140,511 8,300
Africa 98,278 98,899
Europe 3,120 4,787
America 385 80,925
Oceania 2,881 3,507

2,024,493 2,096,575