Page 192 - EXIM-Bank_Annual-Report-2022

190 eXIM BANK MALAYsIA ANNUAL REPORT 2022

Notes to the fiNaNcial statemeNts

44. FINaNCIaL RISk MaNaGEMENT POLICIES (cont’d.)
Liquidity risk management (cont’d.)

The following tables show the contractual undiscounted cash flow payable for non-derivatives financial liabilities. The financial
liabilities in the tables below do not agree to the balances in the statement of financial position as the tables incorporate
all contractual cash flows, on an undiscounted basis, relating to both principal and interest payments. The maturity profile
does not necessarily reflect behavioural cash flows.
On Less than 3 to 12 1 to 5 Over 5
Group and Bank demand 3 months months years years total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
2022
Derivative financial liabilities
instruments - 1 ,944 934 161,522 19,504 183,904

Non-derivative financial liabilities
Borrowings - 528,775 2,290,477 1,312,361 391,229 4,522,842
Other liabilities 421,956 - - - - 421,956
Total financial liabilities 421,956 528,775 2,290,477 1,312,361 391,229 4,944,798

Commitments and contingencies
Banking operation commitments
Contracted but not provided for:
Guarantee facility 111,225 - - - - 111,225
Letter of credit 1,500 - - - - 1,500
Undrawn loans and financing 84,965 - 371,571 49,083 11,848 517,467

197,690 - 371,571 49,083 11,848 630,192

Insurance operation commitments
Contracted but not provided for:
Within one year - - 326,097 - - 326,097
One year or later and
no later than five years - - - 266,407 - 266,407
- - 326,097 266,407 - 592,504

Total commitments and
contingencies 197,690 - 697,668 315,490 11,848 1,222,696