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Management Discussion and Analysis  Ensuring Sustainability  Commitment to Lead  Upholding Accountability  Financial Statements  33


            SUSTAINABILITY

            PILLARS









                           We  want  to  be  a  force  for  positive  change,  fostering  a  lasting  and  positive  impact  to  our  customers,
                           the  environment  and  the  community.  In  2023,  we  defined  the  impact  that  we  aim  to  create  by  establishing
                           three key sustainability pillars:




                                                                  Our Role as a
                               Our Developmental                                                Our Role in the
                                       Role                   Responsible Financial               Community
                                                                   Institution


                              Create an ecosystem that         Effective management          Promote the right values
                              delivers access to products      of direct and indirect         and behaviour for our
                                and resources that is a        emissions; and ensure           people to advocate
                             catalyst for our customers to      we are a part of the        for change. Create impact
                             capture market opportunities   solution and not contributing       and build climate
                                 and become more               towards widening the           resilience for the most
                                economically resilient            emissions gap                    vulnerable




                           We remain committed to upholding these three pillars and delivering on our sustainability aspirations to our
                           stakeholders.  These commitments are anchored on four core principles that guide our actions:










                             PRINCIPLE 1                                    PRINCIPLE 2
                             Empowering Sustainability                      Partnering with Customers
                             Knowledge for all                              in their Transition Journey











                             PRINCIPLE 3                                    PRINCIPLE 4
                             Reducing our Environmental                     Protecting the Rights of
                             Impact                                         All Individuals
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