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EXIM BANK MALAYSIA ANNUAL REPORT 2024
3 MANAGEMENT DISCUSSION & ANALYSIS 21
OUR BUSINESS REVIEW
The Bank is the only Development Financial Institution (DFI)
in Malaysia dedicated in promoting the development of
cross-border ventures through the provision of financing and
takaful/insurance facilities to Malaysian entities conducting
their business overseas. As an agency owned by MOF (Inc.)
and under the purview of MITI, the Bank’s mandated role is
to provide credit facilities to finance and support export and
import of capital goods, services, infrastructure projects,
shipping and value-added manufacturing, by facilitating the
entry of Malaysian companies into new markets abroad with
an emphasis on non-traditional markets, where there is limited
participation from commercial banks. The Bank also provides
export credit takaful, overseas investments and guarantee
facilities.
The Bank’s clientele consists of locally incorporated
corporations and SMEs, as well as foreign companies
and selected foreign governments. The Bank, in its export
promotion efforts, collaborates with the Government and its
agencies such as Ministry of Investment, Trade and Industry
(MITI), Malaysia External Trade Development Corporation
(MATRADE), Malaysian Investment Development Authority
(MIDA), Small and Medium Enterprise Corporation Malaysia
(SME Corp.), Construction Industry Development Board
Malaysia (CIDB Malaysia), Halal Development Corporation
(HDC), The Bumiputera Agenda Steering Unit (TERAJU) and
Syarikat Jaminan Pembiayaan Perniagaan (SJPP).
The facilities offered by the Bank fall into three categories:
• BANKING SOLUTIONS
• CREDIT TAKAFUL/INSURANCE SOLUTIONS
• TREASURY SOLUTIONS
BANKING SOLUTIONS
EXIM Bank has established a wide range of Islamic and
conventional banking solutions to cater for the financial needs
of its customers. Banking solutions offered by the Bank are as
follows:
1 Financing solutions
The Bank provides overseas project, contract, and investment
financing facilities to Malaysian contractors or investors
to undertake diverse projects overseas. These comprise
manufacturing, infrastructure, and other developmental
projects and financing to Malaysian companies engaging in
the supply of Malaysian goods and services, and undertaking
investment overseas. Buyer financing is a facility extended
directly to a foreign government or foreign buyers to facilitate
the import of Malaysian goods and services. These shall
include those goods that are produced in Malaysia, or services
rendered in Malaysia or overseas for the overseas buyers.
EXIM BANK MALAYSIA