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EXIM BANK MALAYSIA
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OUR BUSINESS
REVIEW

Financing services also extend to import financing, Furthermore, the Bank offers short-term trust receipt financing
supporting Malaysian companies in financing of strategic to importers to bridge their working capital requirements
imports, such as capital goods or specialised professional through the extension of credit under documentary credit
services, to support governmental initiatives that promote transactions until the receipt of sales proceeds.
Malaysia’s socioeconomic development.
As the imported goods are unavailable in the country of import,
To support Malaysian businesses in exporting their such financing has the ability to enhance the competitiveness
professional services abroad, the Bank also offers export of the products imported. The Bank also offers financing
of services facilities. These services typically include to Malaysian manufacturers that are involved or support
construction, information communication technology, export-related industries in selected vendor programmes
green technology, and other professional services such as developed by the Government or its agencies by financing
consultancy, engineering, architecture, and legal services. the working capital needs of such manufacturers for the post
delivery of goods or services supplied to their customers.

As at 31 December 2024, the Bank’s total portfolio
for term financing, encompassing both Islamic As at 31 December 2024, the Bank’s total portfolio
and conventional facilities, reached RM4.09 billion for trade finance including both conventional and
(FY2023: RM4.41 billion). Islamic facilities, amounted to RM854.38 million
(FY2023: RM434.56 million).

2 Trade finance solutions
3 Guarantees
The Bank makes available various facilities in support of
cross-border trade. Malaysian manufacturers, exporters and Guarantees are made available by the Bank to facilitate the
suppliers of Malaysian goods can also take advantage of the issuance of advance payment bonds, performance bonds
trade finance facilities to boost their exports into international and standby letters of credit required by overseas contracts
markets through working capital financing under the supplier undertaken by Malaysian contractors. Such guarantees may
credit or financing facilities. Such facilities offer pre-shipment also be offered to Malaysian investors seeking to raise funds
financing as working capital for the production of goods prior overseas.
to shipment and post-shipment financing as working capital
after the shipment of goods, pending the receipt of proceeds The Bank facilitates the import of strategic goods,
for the exported goods. being goods that will enhance the manufacturing capability of
Malaysian companies, or which are unavailable in Malaysia,
In addition, the Bank provides direct exporters and indirect through the issuance of letters of credit.
exporters with competitively priced short-term trade credit
facilities to encourage the export of manufactured goods,
agricultural products, and primary commodities under the As at 31 December 2024, the Bank’s total
Export Credit Refinancing (ECR) scheme. The ECR scheme, guarantees exposure amounted to RM129.70 million
provided through participating banks, is categorised into (FY2023: RM117.46 million).
pre-shipment and post-shipment financing. Pre-shipment
ECR is an advance provided to facilitate the production of
goods prior to shipment and to encourage backward linkages
between exporters and Malaysian suppliers in support of
industrial development. Post-shipment ECR provide exporters
with immediate working capital by financing export proceeds
after shipment, enabling them to maintain liquidity while
awaiting payment from overseas buyers.