Page 27 - Exim iar24_Ebook

EXIM BANK MALAYSIA ANNUAL REPORT 2024

3 MANAGEMENT DISCUSSION & ANALYSIS 25

In 2025, EXIM Bank is placing emphasis on Halal trade opportunities within ASEAN, coinciding with Malaysia’s ASEAN
Chairmanship. According to the Department of Statistics Malaysia (DOSM), four of Malaysia’s top ten export markets are ASEAN
nations, contributing 29% of total exports. The Bank is also exploring Central Asia as an emerging strategic market, given its
geographic connectivity and resource-rich profile. Complementing the Government’s push to promote Malaysian-made products
and services on the international stage, EXIM Bank is also intensifying its presence in Africa and the Middle East, supporting
businesses in expanding their global footprint.
Further, the Bank is expanding its trade finance offerings, including enhancing the Export Credit Refinancing (ECR) product for
participating banks. By improving the product’s attractiveness and accessibility, the Bank aims to increase utilisation, helping
businesses overcome liquidity constraints, manage trade risks, and access new markets which ultimately contribute to increased
exports, job creation, and national trade efficiency.

STRATEGY ROADMAP 2025 – 2026

Strategic Objectives

1 2 3 4
Be the Bank of Choice for Nurture and Grow Digitalise Operations Facilitate Low Carbon Transition and
Exporters and Importers New Exporters & Enhance Efficiency Achieve Enterprise Carbon Neutrality
Value Propositions

1 2 3 4
• Delivering Sustainable LAF with Desired Profitability • Catalysing • Managing Cost, • Contributing to a
• Providing Customers with Holistic Ihsan Banking Developmental Maximising Greener World and
& Advisory Solutions Impact Through Efficiency, and to not Widen the
• Supporting National Agenda to Promote Malaysian Exporters’ Increasing Problem
Entrepreneurs and Malaysian Brands Growth Customer
Satisfaction
Strategic Pillars

Governance &
Business Development Mandate Environment
Operational Excellence
Enablers

Islamic First Transformation
Targeted Cross-Selling Memorandum of Understanding Core Banking System (CBS) Baseline Calculation
with SME & BPMB with EXIM Counterparts
Operational Partnerships Transition Strategy
Digital/Online Financing & Partnership with External Provider (National Single Window/Amazon Web Services)
Takaful Application System & Agencies (MATRADE) Reporting on Emissions
System Interfacing and
Revision of Products & Services Strategic Market and Process Integration
Offerings to Meet Market Demand Data Intelligence Analytics
Cost Optimisation
Introduction of EXIM Bank’s Leverage Synergies between MGC
Credit Academy and SME Bank’s XCESS Platform Streamline Processes of Pre
vs Post Approval Activities
Customised Credit Rating
and Processes, Targeted Digitalise Legal Process
Programme Lending
Workforce Transformation
Capitalise on Synergies as part of the BPMB Group