Page 181 - EXIM_AR2021
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ANNUAL REPORT 2021 179
Notes to the fiNaNcial statemeNts
42. financial risk management POlicies (cOnt’D.)
Asset liability management (cont’d.)
Measurement (cont’d.)
The table below shows the Group’s and the Bank’s interest rate risk exposure based on contractual re-pricing gap:
Less than 3 to 12 1 to 5 Over 5 Non-interest
Group 3 months months years years bearing Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
2021
Assets
Cash and bank balances - - - - 49,513 49,513
Deposits and placement with banks
and other financial institutions 3,126,776 - - - - 3,126,776
Financial Investments - 302,787 611,291 193,561 - 1,107,639
Loans, advances and financing 83,585 889,243 1,050,041 631,686 647,006 3,301,561
Derivative financial instruments 5,004 - 28,084 47,375 - 80,463
Other assets - - - - 147,847 147,847
Total assets 3,215,365 1,192,030 1,689,416 872,622 844,366 7,813,799
Liabilities and equity
Borrowings 499,165 1,304,202 3,542,143 436,185 - 5,781,695
Derivative financial instruments - - 999 - - 999
Other liabilities - - - - 405,591 405,591
Shareholders’ and Takaful
participants fund - - - - 1,625,514 1,625,514
Total liabilities and equity 499,165 1,304,202 3,543,142 436,185 2,031,105 7,813,799
Period gap 2,716,200 (112,172) (1,853,726) 436,437 (1,186,739) -
Cumulative gap 2,716,200 2,604,028 750,302 1,186,739 - -
