Page 190 - EXIM_AR2021

188 FINANCIAL EXIM BANK MALAYSIA
STATEMENTS

Notes to the fiNaNcial statemeNts

42. financial risk management POlicies (cOnt’D.)

Liquidity risk management (cont’d.)
The following tables show the contractual undiscounted cash flow payable for non-derivatives financial liabilities. The financial
liabilities in the tables below do not agree to the balances in the statement of financial position as the tables incorporate all
contractual cash flows, on an undiscounted basis, relating to both principal and interest payments. The maturity profile does
not necessarily reflect behavioural cash flows.
On Less than 3 to 12 1 to 5 Over 5
Group and Bank demand 3 months months years years Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

2021
Derivative financial instruments - - - 999 - 999

Non-derivative financial liabilities
Borrowings - 499,165 1,304,202 3,542,143 436,185 5,781,695
Other liabilities 405,591 - - - - 405,591

Total financial liabilities 405,591 499,165 1,304,202 3,542,143 436,185 6,187,286
Commitments and contingencies

Banking operation commitments
Contracted but not provided for:
Guarantee facility 130,289 - - - - 130,289
Letter of credit 10,679 - - - - 10,679
Undrawn loans and financing 489,018 35,000 274,980 248,587 70,302 1,117,887
629,986 35,000 274,980 248,587 70,302 1,258,855

Insurance operation commitments
Contracted but not provided for:
Within one year - - 319,069 - - 319,069
One year or later and
no later than five years - - - 277,767 - 277,767
- - 319,069 277,767 - 596,836

Total commitments and
contingencies 629,986 35,000 594,049 526,354 70,302 1,855,691