Page 185 - EXIM-Bank_Annual-Report-2022

A VISION COMMITMENT EMPOWERING ENSURING ENHANCING FINANCIAL
TO SERVE TO LEAD GROWTH SUSTAINABILITY GOVERNANCE STATEMENTS 183

Notes to the fiNaNcial statemeNts

44. FINaNCIaL RISk MaNaGEMENT POLICIES (cont’d.)
asset liability management (cont’d.)

Measurement (cont’d.)
The table below shows the Group’s and the Bank’s interest rate risk exposure based on contractual re-pricing gap (cont’d.):

Less than 3 to 12 1 to 5 Over 5 Non-interest
Bank 3 months months years years bearing total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
2022
Assets
Cash and bank balances - - - - 28,986 28,986
Deposits and placement with banks
and other financial institutions 2,761,241 33,500 - - - 2,794,741
Financial investments at fair value
through profit or loss - - - 9,979 - 9,979
Financial investments at fair value
through other comprehensive
income - 160,767 116,503 - - 277,270
Financial investments at amortised
cost - 300,209 - 77,716 - 377,925
Loans, advances and financing 71,056 427,267 1,493,053 467,306 558,962 3,017,644
Derivative financial instruments - 15,887 - - - 15,887
Other assets - - - - 206,849 206,849
Total assets 2,832,297 937,630 1,609,556 555,001 794,797 6,729,281

Liabilities and equity
Borrowings 528,775 2,290,477 1,312,361 391,229 - 4,522,842
Derivative financial instruments 1,944 934 161,522 19,504 - 183,904
Other liabilities - - - - 486,090 486,090
Shareholders’ and Takaful
participants fund - - - - 1,536,445 1,536,445
Total liabilities and equity 530,719 2,291,411 1,473,883 410,733 2,022,535 6,729,281

Period gap 2,301,578 (1,353,781) 135,673 144,268 (1,227,738) -
Cumulative gap 2,301,578 947,797 1,083,470 1,227,738 - -