Page 186 - EXIM-Bank_Annual-Report-2022

184 eXIM BANK MALAYsIA ANNUAL REPORT 2022

Notes to the fiNaNcial statemeNts

44. FINaNCIaL RISk MaNaGEMENT POLICIES (cont’d.)
asset liability management (cont’d.)

Measurement (cont’d.)
The table below shows the Group’s and the Bank’s interest rate risk exposure based on contractual re-pricing gap (cont’d.):

Less than 3 to 12 1 to 5 Over 5 Non-interest
Bank 3 months months years years bearing total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000
2021
Assets
Cash and bank balances - - - - 49,513 49,513
Deposits and placement with banks
and other financial institutions 3,126,776 - - - - 3,126,776
Financial investments at fair value
through other comprehensive
income - 302,787 310,838 - - 613,625
Financial investments at amortised
cost - - 300,453 193,561 - 494,014
Loans, advances and financing 83,585 889,243 1,050,041 631,686 647,006 3,301,561
Derivative financial instruments 5,004 - 28,084 47,375 - 80,463
Other assets - - - - 211,976 211,976

Total assets 3,215,365 1,192,030 1,689,416 872,622 908,495 7,877,928

Liabilities and equity
Borrowings 499,165 1,304,202 3,542,143 436,185 - 5,781,695
Derivative financial instruments - - 999 - - 999
Other liabilities - - - - 469,725 469,725
Shareholders’ and Takaful
participants fund - - - - 1,625,509 1,625,509
Total liabilities and equity 499,165 1,304,202 3,543,142 436,185 2,095,234 7,877,928

Period gap 2,716,200 (112,172) (1,853,726) 436,437 (1,186,739) -

Cumulative gap 2,716,200 2,604,028 750,302 1,186,739 - -