Page 129 - EXIM-BANK-AR20

Section 06 Financial Statements
127

7. LOANS, ADVANCES AND FINANCING (CONT’D.)
(vi) Movements of gross impaired loans, advances and financing (“impaired loans”) are as follows:

Group and Bank
2020 2019
RM’000 RM’000

At 1 January 2,643,617 2,676,982
Impaired during the year 326,057 705,467
Recoveries (361,894) (565,492)
Amount written off (220,073) (170,113)
Exchange differences (5,230) (3,227)

At 31 December 2,382,477 2,643,617

Gross impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 41.51% 37.71%
- without ECR debtors 41.76% 38.99%
Net impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 13.45% 9.63%
- without ECR debtors 13.53% 9.96%

(vii) Gross impaired loans, advances and financing analysed by geographical area are as follows:
Group and Bank
2020 2019
RM’000 RM’000

Malaysia 902,464 886,310
East Asia 761,435 1,151,210
South Asia 48,805 50,092
Central Asia 333,958 347,513
Middle East 26,998 23,623
Africa 103,948 97,090
Europe 121,974 4,289
America 79,358 80,053
Oceania 3,537 3,437
2,382,477 2,643,617