Page 145 - EXIM-Bank_Annual-Report-2023

Management Discussion and Analysis Ensuring Sustainability Commitment to Lead Upholding Accountability Financial Statements 143

Notes to the fiNaNcial statemeNts

9. LoANS, ADvANCES AND FINANCING (cont’d)
(ii) Gross loans, advances and financing analysed by contractual maturity are as follows:

Group and Bank
2023 2022
rM’000 rM’000
Within one year 1,705,059 1,754,492
One year to three years 1,649,840 1,118,690
Three years to five years 583,862 1,146,796
Over five years 878,956 741,521
4,817,717 4,761,499

(iii) Gross loans, advances and financing analysed by interest/profit rate sensitivity are as follows:
Group and Bank
2023 2022
rM’000 rM’000
Conventional
Fixed rate 126,485 129,649
Variable rate 3,055,863 2,952,539

Islamic
Fixed rate 3,070 1,643
Variable rate 1,632,299 1,677,668
4,817,717 4,761,499

(iv) Gross loans, advances and financing analysed by geographical area are as follows:
Group and Bank
2023 2022
rM’000 rM’000
Malaysia 1,303,278 1,431,185
East Asia 1,767,637 1,598,107
South Asia 126,722 63,836
Central Asia 371,254 354,347
Middle East 147,109 142,392
Africa 159,462 167,382
Europe 348,350 404,650
America 543,726 534,139
Oceania 50,179 65,461
4,817,717 4,761,499