Page 146 - EXIM-Bank_Annual-Report-2023

EXIM BANk MALAySIA
144 A Vision to Serve Empowering Growth Management Discussion and Analysis
ANNUAL REPORT 2023
Notes to the fiNaNcial statemeNts

9. LoANS, ADvANCES AND FINANCING (cont’d)
(v) Gross loans, advances and financing analysed by industry are as follows:

Group and Bank
2023 2022
rM’000 rM’000
Primary agriculture 12,827 12,238
Manufacturing 931,374 1,013,168
Transport, storage and communication 988,845 721,697
Construction 743,769 748,997
Wholesale and retail trade, and restaurants and hotels 305,263 110,124
Others 1,835,639 2,155,275
4,817,717 4,761,499

(vi) Movements of gross impaired loans, advances and financing (“impaired loans”) are as follows:

Group and Bank
2023 2022
rM’000 rM’000
At 1 January 2,024,493 2,096,575
Impaired during the year 6,297 227,286
Recoveries (11,792) (111,860)
Amount written off (56,060) (310,757)
Exchange differences 91,237 123,249
At 31 December 2,054,175 2,024,493

Gross impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 42.64% 42.52%
- without ECR debtors 43.74% 43.24%
Net impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 12.19% 11.73%
- without ECR debtors 12.51% 11.93%

(vii) Gross impaired loans, advances and financing analysed by geographical area are as follows:
Group and Bank
2023 2022
rM’000 rM’000
Malaysia 279,620 315,647
East Asia 1,104,225 1,045,488
South Asia 46,379 63,836
Central Asia 371,254 354,347
Middle East 145,500 140,511
Africa 106,506 98,278
Europe - 3,120
America - 385
Oceania 691 2,881
2,054,175 2,024,493