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40 EXIM BANK MALAYSIA
Annual Report 2020

MANAGEMENT DISCUSSION AND ANALYSIS

MOVING TOWARDS STRATEGY 2025 MITIGATING RISKS
Strategy 2025 is all about refocusing EXIM Bank to deliver value to our stakeholders. Digitalisation
It embodies EXIM Bank’s long-term ambition to steer the Bank towards greater
resilience and business sustainability. We reaffirm our commitment to being a We are embarking into the era of
preferred DFI for Malaysian businesses seeking financing facilities, insurance/credit digitalisation and digital banking. This
takaful cover and advisory services when conducting business abroad. requires upgrading of the IT core
banking system and infrastructure to
meet accelerating requirements of online
STRATEGY 2025: LONG-TERM AMBITIONS banking operations in keeping up with
industry standards. We are mindful of
• Capital and balance sheet transformation our current gaps and are committed to
SUSTAINABLE • Funding and liquidity diversity staying on track of our Digital Blueprint.
PERFORMANCE • Sustainable earnings – growing our business
profitably To date, EXIM Bank has managed
to beef up our capabilities to ensure
ongoing business operations despite
• Platform for cross-border business the pandemic situation. Through
• Deliver sustainable business driven by mandate the deployment of Office 365 and
EXPORT BUSINESS • Business with focus on: Microsoft Teams, we currently have
ECOSYSTEM the capability to access information
CATALYST (a) decent revenue growth from anywhere and facilitate our work
(b) asset preservation from home (WFH) initiative. We have
(c) leverage financing growth for exports also established a recovery office in
IOI Putrajaya, acting as the business
• Redesign our operating and governance model recovery centre. The Alternative Work
BEST-IN-CLASS to achieve higher efficiency, even stronger Office (AWO) is created in compliance to
BUSINESS controls, easier resolvability and reduce Aspiration 2025 Bank Negara Malaysia’s (BNM) Business
OPERATION Continuity Management requirement.
complexity – Credit Value Chain in its entirety
It is equipped with back-up server, swift
room and office space that caters to
• Develop and retain talent
60 staff to ensure the continuation of
• Business Process and People – Competency
HIGHLY COMPETENT EXIM Bank’s operation.
TALENT Assessment & Job Realignment, Training &
Competency Building Cultural Change and Impact of the Pandemic
Driving Productivity
As the DFI of the country mandated
to promote cross-border trade,
AMPLIFY ISLAMIC • Grow with focus on Islamic Financing and Takaful this outbreak puts much strain on
BUSINESS
export-import trade activities that
inevitably affects the business of those
HIGH-PERFORMING • EXIM Bank’s Core Values – Culture Reinforcement we serve, and ultimately of our Bank.
CULTURE • Paradigm Shift via Behavioural Change